01 · Transfer duty
What will transfer duty cost?
Transfer duty is payable by the buyer to SARS. It does not apply where the seller is a VAT vendor selling in the course of business, in which case VAT is included in the price.
R
Enter the full purchase price of the property.Rates: SARS transfer duty table effective 1 April 2025, unchanged for the 2026/27 tax year.
Transfer dutyR 0
Effective rate0%
VAT in purchase priceNot applicable
Transfer duty payableR 0
Transfer duty only. Conveyancing fees, Deeds Office fees and bond registration costs are additional. See our full cost list or ask us for a quotation.
02 · Bond repayment
What will my bond cost monthly?
An estimate of your monthly home loan repayment. Your bank will confirm the final rate and terms.
R
%
Enter the rate quoted by your bank.Total repaidR 0
Total interestR 0
Monthly repaymentR 0
Excludes bank initiation and admin fees, insurance and bond registration costs. For guidance only.
Reference
Transfer duty rates.
Applies to properties acquired on or after 1 April 2025, for all persons, including companies and trusts.
| Value of the property | Rate |
|---|---|
| R0 – R1 210 000 | 0% of the value |
| R1 210 001 – R1 663 800 | 3% of the value above R1 210 000 |
| R1 663 801 – R2 329 300 | R13 614 + 6% of the value above R1 663 800 |
| R2 329 301 – R2 994 800 | R53 544 + 8% of the value above R2 329 300 |
| R2 994 801 – R13 310 000 | R106 784 + 11% of the value above R2 994 800 |
| R13 310 001 and above | R1 241 456 + 13% of the value above R13 310 000 |
These calculators provide estimates for guidance only and do not constitute legal or financial advice. Seller’s costs such as bond cancellation fees, rates clearance, levy clearance, and electrical, gas and other compliance certificates are not included. For an exact figure, request a quotation.
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Ready to transfer?
Our conveyancers will prepare a detailed quotation and guide you from offer to registration.